Financing is any start-up's biggest challenge, and it's no different for franchisees. The good news: Some franchisors offer direct financing to help with start-up costs. (This may be in the form of equipment, real estate or inventory financing).
Many franchisors have preferred relationships with banks and commercial lending companies that are familiar with franchisees' needs. If they don't, you can often find financing by approaching banks that have made loans to other franchisees in the system. Talk to other franchisees and see how they financed their businesses.
Once you've found a lender, you'll need to provide the same information and follow the same steps as you would with any type of business loan.