Accidents Will Happen

Buy Online

The cool bit is that nowadays, there's no need to sit in a broker's stuffy office to buy health insurance. Just fire up a computer and do your shopping on the Web. A big plus: The Web makes comparison shopping easy. Answer a few questions (age, where you live, etc.) and inside a couple minutes you'll likely get quotes from a half-dozen or more providers. Where to shop?

Found a policy you like? Don't buy without visiting Standard & Poor's, where you'll find ratings of insurers' financial strength. A rating less than "A" (AAA is the top grade) may be a reason to check out another provider.

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This article was originally published in the October 1999 print edition of Entrepreneur with the headline: Accidents Will Happen.

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