Face it: Insurance raises tough questions that deserve full answers. For the information you need, try these books on for size:
- The Complete Idiot's Guide to Buying Insurance and Annuities by Brian H. Breuel (Alpha Books, $16.95, 800-223-2336): Thick and thorough, this book walks you through all the steps involved in sorting through the many life-insurance options and making the buy that best suits your needs.
- How To Insure Your Income: A Step-by-Step Guide to Buying the Coverage You Need at Prices You Can Afford by the Silver Lake Editors (Silver Lake Publishing, $12.95, 888-663-3091): Still confused about the ins and outs of disability insurance? Read this book and you won't be. This consumer-friendly guide can answer all your questions regarding this little-understood but much-needed coverage.
Robert McGarvey ( email@example.com ) says really cheap life and disability insurance, like the kind he buys through his college alumni association, are essential for grumpy writers.