Most Recent Questions in Money
Question added to topic Money • August 8, 2007
What is required to build a concrete business plan?
If you visit www.sba.gov you can see information regarding the aspects a business plan should include. You can also visit with your local SCORE or Small Business Development Center can also help... (more)
Question added to topic Money • August 8, 2007
How can I improve my cash flow?
There are a couple of different things that can help with cash flow:
1. When working with a client, request a down payment up front and/or do incremental billings so that you have cash flow... (more)
Question added to topic Money • August 7, 2007
If you have an angel investor, what forms and documents need to be written and what needs to be filed?
You need to find a local attorney you can trust. They aren't all sharks--it's not nearly as bad as the myth. Get recommendations from local business people and interview prospective attorneys and... (more)
Question added to topic Money • August 6, 2007
Is it possible to raise money for a charity and keep some of it for yourself, like a salary?
If you set up a nonprofit, you are able to have salaries/wages. I would visit with a nonprofit specialist in your area because there are very specific details as to what you can and cannot do... (more)
Question added to topic Money • August 1, 2007
Can real estate make my business's assets look better on paper?
If you have more assets then you do liabilities, that will increase your equity for the business. Bankers are looking at various things when analyzing a business including equity and profitability... (more)
Question added to topic Money • August 1, 2007
How do you restructure a for-profit business to a non-profit one?
When operating a for-profit or non-profit business, it should be approached the same way. The only difference is that a non-profit business isn't looking to take the profit from the business, even... (more)
Question added to topic Money • August 1, 2007
How do you restructure a for-profit business to a non-profit one?
When operating a for-profit or non-profit business, it should be approached the same way. The only difference is that a non-profit business isn't looking to take the profit from the business, even... (more)
Question added to topic Money • August 1, 2007
How do you restructure a for-profit business to a non-profit one?
When operating a for-profit or non-profit business, it should be approached the same way. The only difference is that a non-profit business isn't looking to take the profit from the business, even... (more)
Question added to topic Money • August 1, 2007
How do you restructure a for-profit business to a non-profit one?
When operating a for-profit or non-profit business, it should be approached the same way. The only difference is that a non-profit business isn't looking to take the profit from the business, even... (more)
Question added to topic Money • August 1, 2007
How do you restructure a for-profit business to a non-profit one?
When operating a for-profit or non-profit business, it should be approached the same way. The only difference is that a non-profit business isn't looking to take the profit from the business, even... (more)
Question added to topic Money • August 1, 2007
How do you restructure a for-profit business to a non-profit one?
When operating a for-profit or non-profit business, it should be approached the same way. The only difference is that a non-profit business isn't looking to take the profit from the business, even... (more)
Question added to topic Money • June 20, 2007
I have two properties worth $700,000, excellent credit, but no cash to show a lender. How should I proceed from here?
If you take your business plan along with your personal balance sheet to the lender, then you'll be able to discuss options. Traditionally, the lender looks at your net worth (assets less... (more)
Question added to topic Money • June 19, 2007
How can I get a credit card or loan for my business without using my personal credit history and Social Security Number?
There are a couple of things to consider. One is that most lenders will ask you to use your personal assets as collateral for the business loans as well as the business assets. They want this as a... (more)
Question added to topic Money • June 19, 2007
If you have started a new small business, how can you start paying yourself to pay your personal bills?
No--do not pay your personal bills out of the business account. Hopefully you have created a business plan. You need to assess what the business can afford to pay you and you should visit with your... (more)
Question added to topic Money • June 18, 2007
I am trying to get federal funds to open a large country convenient store. Where can I get an application for this type of business?
Go to your local bank to get an application for a business loan guaranteed by the federal Small Business Administration (SBA). Call first, because not all banks work with the SBA but most do, and... (more)
Question added to topic Money • June 18, 2007
Are there any grants or special loans to help a woman start a small, non-home based business?
Grants are not nearly as common or as easy as the TV commercials say. They are selling lists of government programs so they want to get you interested enough to buy their lists. There are some... (more)
Question added to topic Money • June 13, 2007
How do I calculate early projections for my business plan?
Good luck to you. Use the resources at this Entrepreneur.com site to help you. Use business plan software to help you, the best of it offers you a tool that helps you organize and (more)
Question added to topic Money • June 12, 2007
Do I need a tax ID number?
The tax ID number depends on a couple of choices you make. If you have employees then you probably need one, if you don't have employees, then you probably don't. The best bet is to check with a... (more)
Question added to topic Money • June 8, 2007
Any tips on factoring my accounts receivable?
Things to consider when looking at factoring receivables include the fees you are going to be paying your factoring company. Factoring companies normally charge higher rates when the receivables... (more)
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