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Most Recent Questions in Money

What is the best refund policy for a small business that hosts events?

When I host events, I have a no refund policy as well. If you have to make the go/no go decision, then that should be implemented for your clients as well. There will always be reasons someone will... (more)

What is the best refund policy for a small business that hosts events?

When I host events, I have a no refund policy as well. If you have to make the go/no go decision, then that should be implemented for your clients as well. There will always be reasons someone will... (more)

What is the best refund policy for a small business that hosts events?

When I host events, I have a no refund policy as well. If you have to make the go/no go decision, then that should be implemented for your clients as well. There will always be reasons someone will... (more)

How does one determine shareholding in a new business?

Here is a previously published answer to a very similar question:http://www.bplans.com/qa/article.cfm/381Tim (more)

How does one determine shareholding in a new business?

Here is a previously published answer to a very similar question:http://www.bplans.com/qa/article.cfm/381Tim (more)

Do I need a lawyer to sell percentages of my company and set up a formula for how my investors get?

Yes, selling shares in your business definitely requires very detailed legal help. The Securities and Exchange Commission (SEC) has strict rules related to selling shares. Tim (more)

Do I need a lawyer to sell percentages of my company and set up a formula for how my investors get?

Yes, selling shares in your business definitely requires very detailed legal help. The Securities and Exchange Commission (SEC) has strict rules related to selling shares. Tim (more)

Can I pay for an equity loan through my business?

Be careful with this and work it out with your accountant. Mixing business finances with personal ones can make a mess of both, muddy up your business analysis and your personal finances. On the... (more)

How does one calucate the price of business whose space just lost its lease?

There are multiple factors to be considered when evaluating the value of a business to buy or sell. Areas to be considered include profitability, assets and loans you will be acquiring, client... (more)

How do I show capital investments on my income statement?

Capital investments are an asset and therefore are shown on your Balance Sheet. (more)

How do I determine the value of an existing business?

Good question, and there is no simple answer to it. For purposes of searching on Google or Yahoo!, what you're talking about is called "Business Valuation." There are some software tools... (more)

How do I determine the value of an existing business?

Good question, and there is no simple answer to it. For purposes of searching on Google or Yahoo!, what you're talking about is called "Business Valuation." There are some software tools... (more)

How do I determine how and when I pay myself?

I recommend you pay yourself what you would pay an outsider to do the job you're doing, and on the same schedule that you'd pay other employees. And I practice what I preach, this is what I've done... (more)

As an entrepreneur visiting Chicago from Mexico, what kind of investors should I be looking for? Venture capital or private equity firms?

Your email question doesn't provide information that would help me answer you. Where you are visiting is irrelevant. Where you are from is irrelevant too. What matters for this question is the... (more)

As an entrepreneur visiting Chicago from Mexico, what kind of investors should I be looking for? Venture capital or private equity firms?

Your email question doesn't provide information that would help me answer you. Where you are visiting is irrelevant. Where you are from is irrelevant too. What matters for this question is the... (more)

How do we determine how much money we can take out of our company while we are paying off loans?

You need to understand that you will be taxed on profits. Repayment of loans amounts is not a tax deductible expense - only the interest portion is. You should be working closely with a financial... (more)

How do I estimate my e-business cash flow?

If your website has been around for a while, you probably know how much cash flow it generates on a monthly basis. You probably also know how much money you make per ad (on a CPM or CPC basis) and... (more)

What are the pros and cons of equity financing?

The advantage to raising capital through equity (as opposed to debt) financing is that, if your business goes under, you don't have to pay the money back. Therefore, you can swing for the fences... (more)

Are there specialized financial resources for business startups owned by a minority?

Yes, you may qualify for some financial help, but be very careful about this. There are a lot more vendors of services to help you find and apply for grants than there are grants. Start your... (more)

How can I obtain an SBA loan or grant with less than perfect credit?

Depending on how bad your credit is, your best bet is to find someone to help you in improving your credit and getting it back on track. There are various lending programs that offer loans to less... (more)
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