Small Business Encyclopedia

Category: Financing

Bank Relationship

Definition: The rapport you establish with the bank with whom you conduct business transactions, which could help smooth the way when it comes to loan applications or special requests

Bootstrapping

Definition: To finance your company's startup and growth with the assistance of or input from others

CDC-504 Loan

Definition: An SBA loan program that provides long-term, fixed-rate loans of up to $1 million for financing fixed assets, such as land and buildings

Collateral

Definition: The asset(s) used as security in order to obtain a loan

Direct Public Offering (DPO)

Definition: A situation in which a company sells its shares directly to the public without the help of underwriters

Export-Import Bank

Definition: An independent bank established by Congress that finances or insures foreign purchases of U.S. goods for customers unable or unwilling to accept credit risk.

Initial Public Offering (IPO)

Definition: The first sale of securities (almost always as stock) in a corporation under the regulations governing a public company

Microloan

Definition: A SBA loan program that helps entrepreneurs get very small loans, from less than $100 to $25,000

Venture Capital

Definition: Funds flowing into a company, generally during pre-IPO process, in the form of an investment rather than a loan. Controlled by an individual or small group known as venture capitalists, these investments require a high rate of return and are secured by a substantial ownership position in the business.

Free Business Tools

Forms

Forms

Download and customize these free forms:

Partnership Agreement

Cashflow Worksheet

Employment Application

Calculators

Calculators

Evaluate and analyze your financials:

Cash Flow

Starting Costs

Discounted Cash Flow

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About Encyclopedia

No matter what business topic you're interested in, you'll find our category list is an easy way to navigate our small-business encyclopedia. From Accounting and Advertising to Location and Operations, every topic offers information on the terms that matter most. And if you can't find what you need here, our "Terms A - Z" list makes tracking down terms a snap.

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