Small Business Encyclopedia

About Encyclopedia

No matter what business topic you're interested in, you'll find our category list is an easy way to navigate our small-business encyclopedia. From Accounting and Advertising to Location and Operations, every topic offers information on the terms that matter most. And if you can't find what you need here, our "Terms A - Z" list makes tracking down terms a snap.

Ads by Google

Category: Financing

Bank Relationship

Definition: The rapport you establish with the bank with whom you conduct business transactions, which could help smooth the way when it comes to loan applications or special requests

Bootstrapping

Definition: To finance your company's startup and growth with the assistance of or input from others

CDC-504 Loan

Definition: An SBA loan program that provides long-term, fixed-rate loans of up to $1 million for financing fixed assets, such as land and buildings

Collateral

Definition: The asset(s) used as security in order to obtain a loan

Direct Public Offering (DPO)

Definition: A situation in which a company sells its shares directly to the public without the help of underwriters

Export-Import Bank

Definition: An independent bank established by Congress that finances or insures foreign purchases of U.S. goods for customers unable or unwilling to accept credit risk.

Initial Public Offering (IPO)

Definition: The first sale of securities (almost always as stock) in a corporation under the regulations governing a public company

Microloan

Definition: A SBA loan program that helps entrepreneurs get very small loans, from less than $100 to $25,000

Venture Capital

Definition: Funds flowing into a company, generally during pre-IPO process, in the form of an investment rather than a loan. Controlled by an individual or small group known as venture capitalists, these investments require a high rate of return and are secured by a substantial ownership position in the business.

Free Business Tools

Forms

Forms

Download and customize these free forms:

Partnership Agreement

Cashflow Worksheet

Employment Application

Calculators

Calculators

Evaluate and analyze your financials:

Cash Flow

Starting Costs

Discounted Cash Flow

Ads by Google

Latest Articles

Taking the Plunge Into a Self-Owned Business
Franchise Players

Taking the Plunge Into a Self-Owned Business

After two decades of running operations for Pizza Hut and Wendy's, this pizza guy is his own boss -- for 42 Donatos locations.
Forget Your Team. How to Motivate Yourself to Succeed.
Success

Forget Your Team. How to Motivate Yourself to Succeed.

Without working on your own ambition and happiness, you can't possibly be an effective leader.
Bill Connolly
How to Build a Championship-Worthy Business
Team-building

How to Build a Championship-Worthy Business

Assembling the right players can make all the difference in advancing your company and seeing real success.
Robert Tuchman
The Sherpa Approach to Mentoring
Mentoring

The Sherpa Approach to Mentoring

Four guidelines for advising and guiding without taking ownership of an entrepreneur's vision.
Leo Lax
Raising Entrepreneurs for a Brighter Financial Future
Parenting

Raising Entrepreneurs for a Brighter Financial Future

Small business ideas for kids.
Kari Luckett
The Portfolio Life: A Surprising Route to Job Security
Careers

The Portfolio Life: A Surprising Route to Job Security

What if -- instead of thinking of your life's work as a monolithic activity -- you chose to see it as a complex group of interests, passions and activities?
Jeff Goins
Make Wellness the True Aim of Your Marketing
Marketing

Make Wellness the True Aim of Your Marketing

The true aim of marketing is not to sell stuff, but rather to create balance and wellness for people.
Matthew Gonnering
Sales Forecasting -- by Reps, at Least -- Is Dead
Sales Forecast

Sales Forecasting -- by Reps, at Least -- Is Dead

Predictive analytics technology, on the other hand, is alive and kicking.
Justin Shriber
This Drivable Car Was 3-D Printed in 44 Hours
Far Out Tech

This Drivable Car Was 3-D Printed in 44 Hours

Perhaps this is the start of what will become a niche market for customized cars.
8 Far-Out 'Jetsons' Contraptions That Actually Exist Today
Culture

8 Far-Out 'Jetsons' Contraptions That Actually Exist Today

The creators of the classic cartoon made some pretty spot-on predictions.
Nina Zipkin
5 Reasons Leaders Should Follow the Example of Tyler Durden From 'Fight Club'
Leadership

5 Reasons Leaders Should Follow the Example of Tyler Durden From 'Fight Club'

To be sure, I'm not advocating becoming a cult leader who advocates acts of domestic terrorism.
Andrew Medal
4 Ways to Ensure Facebook Inbound Marketing Works for Your Company
Facebook Marketing

4 Ways to Ensure Facebook Inbound Marketing Works for Your Company

With Facebook being a huge player in the online world, you better have your marketing strategy down pat. Otherwise, it is a waste of time and money.
Nick Unsworth
Real-Time Video Streaming on Social Media Is Driving the Publishing Craze
Streaming

Real-Time Video Streaming on Social Media Is Driving the Publishing Craze

With apps like Meerkat and Periscope recently making their debut, giant publishers are looking to real-time engatement with their digitial communities in the form of video streaming.
Dan Newman
Why We Shouldn't Fear Artificial Intelligence
Artificial Intelligence

Why We Shouldn't Fear Artificial Intelligence

AI isn't the "demon" it's made out to be; inherently it's useful and will allow us to affect change like we never have before.
Tim Oates
How to Get the Most Out of an Intern
Internships

How to Get the Most Out of an Intern

Some professionals view managing interns a hassle, while others find them extremely helpful. Here is how to best utilize an intern so you both get something out of the experience.
Dorie Clark
More Articles