Those who can overcome these obstacles are ideal candidates for business ownership. Many of these qualified people don't make the attempt, however, because they're (understandably) unwilling to give up the security and benefits of their full-time jobs.
My personal recommendation is this: Unless you're currently without a job, you should start a business that can be operated on a part-time basis. Once the business has proved itself and you've made a little money, you can convert it into a full-time operation and quit your job. Not only are the financial risks considerably less, but this allows you to see whether you fit the entrepreneurial mold.
Finally, by far, I've found the single most important factor in determining who succeeds and who doesn't is simply the amount of effort exerted. If you aren't ready and willing to work--and work hard--franchising is probably not for you.
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