On-the-job safety is critical to every business. "The cost
of even a minor on-the-job injury can be staggering," says
Chip Curley of insurance agency Johnston & Associates in Winter
Park, Florida. The good news: "Even though you may not be able
to afford a full-time safety director, there are many low-budget
ways to reduce the frequency of losses."
Curley advises beginning with pre-employment screening,
including drug testing and background checks, to see if an
individual has a history of filing workers' compensation
claims. Once the person is on the job, address any issues that may
increase the risk of accidents. Employees who are irritable,
frustrated or dissatisfied may suffer from a lack of concentration
that could cause an accident.
Identify the hazards specific to your business, and take steps
to eliminate or reduce them. Conduct ongoing safety training and
regular safety inspections; have a process in place to correct
problems.
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Finally, Curley says, recognize and reward employees for safety
success. This doesn't have to cost a lot; T-shirts, a pizza
party or award certificates can go a long way toward reinforcing
your commitment to safety.
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