Credit

News and Articles About Credit

U.S. Consumer Getting Stronger, Loan Delinquencies Continue to Fall
Cash Flow Center

U.S. Consumer Getting Stronger, Loan Delinquencies Continue to Fall

U.S. consumers continued to pay down debt in the first quarter of 2013 as household wealth rose above its pre-recession peak.
Paige Gance
10 Questions to Ask Before Applying for a Bank Loan
Finance

10 Questions to Ask Before Applying for a Bank Loan

Here are some of the key issues to consider before starting your application.
Lisa Girard
Finance

9 Strategies for Improving Your Credit Rating

Start cleaning up your credit rating and improving your credit scores with these smart tips from a personal finance expert.
Finance

Entrepreneurs Suspect Credit-Rehab Service Misled Them

A close look into Dun & Bradstreet Credibility Corp., a credit-management firm, has turned up troubling facts, according to a published report.
Brian Patrick Eha
Finance

Negotiating Secrets: How to Convince Creditors Not to Ruin Your Credit Score

Not everything in your credit history has to show up on your credit report. Here's how to convince your creditors to remove or modify negative information.
Why Consumer Credit Matters to Small Businesses (Opinion)
Finance

Why Consumer Credit Matters to Small Businesses (Opinion)

Washington's recent efforts to protect consumers may be hampering small-business growth.
Scott Shane
Tough Credit Conditions Predicted for the Remainder of 2013
Finance

Tough Credit Conditions Predicted for the Remainder of 2013

Findings from Moody's Analytics shows that small-business credit quality dropped in the fourth quarter of 2012, but predicts a better outlook for 2014.
Cheryl Winokur Munk
Small Businesses Borrow More, But Should They?
Finance

Small Businesses Borrow More, But Should They?

An uptick in small-business lending may mean entrepreneurs will start hiring in 2012, or they might just sit on their cash.
Carol Tice
Do You Know What's In Your Business Credit File?
Cash Flow Center

Do You Know What's In Your Business Credit File?

Why managing your business credit score is more important than you may think.
Mikal E. Belicove
The Home-Equity Credit Crunch (Opinion)
Finance

The Home-Equity Credit Crunch (Opinion)

How home price declines have contributed to tight credit for small businesses.
Scott Shane
How to Weigh Your Options When Deciding on Financial Products
Cash Flow Center

How to Weigh Your Options When Deciding on Financial Products

Household brands like Office Depot, Sam's Club and Google are offering financial products, but are they the way to go for your business?
Gwen Moran
How Should I Offer Credit to Customers?
Finance

How Should I Offer Credit to Customers?

Mike Michalowicz, author of The Toilet Paper Entrepreneur, on when and how business owners should offer credit to customers. His advice: Start with small amounts to build a history and reward good behavior, but also enforce penalties on late payers.
Five Ways to Build Business Credit
Finance

Five Ways to Build Business Credit

Consider these options to start building an enviable credit history for your small business.
Kelly K. Spors
How Do I Build Credit for My Business?
Cash Flow Center

How Do I Build Credit for My Business?

Mike Michalowicz, author of The Toilet Paper Entrepreneur, shares four tips on building business credit and improving your credit score.