The Credit Game.

The Credit Game

Kyjione Lee Jack

Keydman Publishing

PO Box 1163, Moreno Valley, CA 92556

9780979689307, $10.00

Author Kyjione Lee Jack has over eleven years of financial experience working for one of California's premier credit unions. In The Credit Game: A Young Adult's Guide to Successfully Building and Understanding Credit, he shares everything about credit that young people absolutely have to know to start out on the right foot. Chapters discuss exactly what a credit report is, the different types of credit, the definition of bad credit, how to get credit in a tight credit market, solid fundamentals vital to building good credit, and much more. "...establishing good credit is a choice. Just like establishing good health, or good relationships with your family & friends. You can never completely control the events that take place around you, but you can always choose to control your response to those events. Take the time to be well informed of every policy and procedure inherent to the lending process." A sample blueprint for building good credit from scratch is suggested; it includes such measures as eventually taking out a second credit card but never using the second card, both to build credit history and to inspire the first card to compete by offering more favorable terms. Written in plan, honest terms, The Credit Game is highly recommended not only to young adults, but also to anyone, young or old, in need of a solid primer on building and maintaining good credit.