Market performance gauge.

Market Performance Gauge Best-performing states over the last one-year period (through 3/31/08) Rank State Performance Gauge

1 Vermont 3.8%

2 District of Columbia 0.2%

3 Tennessee -1.1%

4 Delaware -3.0%

5 Oregon -4.2%

6 Connecticut -4.7%

7 Washington -5.0%

8 Colorado -5.2%

9 Pennsylvania -5.5% 10 Massachusetts -5.6% Fiserv Lending Solutions' (FLS') Market Performance Gauge depicts home-price performance among the metropolitan areas highlighted. The gauge is derived from Case-Shiller Indexes (CSIs(TM)), which are based upon repeat sales. These indexes are widely accepted as the most meaningful indicators of market-specific home-price changes through time. FLS measures home-price changes by aggregate market change and by low-, middle- and high-price tiers within each market. Price-tier thresholds are market-specific and are calibrated to capture one-third of each market pertier. Additional information regarding these and related measures is available on the Internet at www.fiservlendingsolutions.com. SOURCE: Fiserv Lending Solutions Inc.