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Risk & Insurance

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Time for risk mgmt. to assert itself.
The reports on Hurricane Ike were ominous: A potential loss of $100 billion sent insurance executives looking for the CAT modeling experts. Most insurers knew well their exposures and had planned . . .

How to tackle collateral issues: every policyholder would like to know how to get their insurance collateral obligations reduced
Summary * Posting collateral for insurance requirements can pose a serious burden for many companies, limiting their borrowing capability, ability to invest in themselves and access new insurance . . .

Flight of the high performers: a new survey finds that nearly half of high performers are actively looking for other jobs. Why a
Summary * Companies need to pay more attention to their high performers, before they leave for greener pastures. * Some companies are catching onto the dangers of this negligence and are . . .

A rose is a rose.(THE LAW)
Pennsylvania appellate courts recently joined a trend in holding that insurers must provide coverage for intentional acts--despite "intentional acts" exclusions! David Potter, 27, a patron at Fat . . .

A stimulating debate.(WORKERS' COMP)
Differences in opinion about a costly medical procedure have riven the medical community, set treatment guidelines partly against one another, and are giving headaches to workers' . . .

Ike losses estimated.(NEWS & NOTES)
U.S. onshore and offshore insured losses from Hurricane Ike are estimated at between $7 and $12 billion, according to modeler Risk Management Solutions Inc. The mid-September estimate, revised . . .

The never ever eleven: the danger that a "never event" can become an exposure against which hospitals cannot defend has some ris
Summary * Beginning on Oct. 1, Centers for Medicare & Medicaid Services will refuse to pay for 11 conditions it identifies as "reasonably preventable." * Healthcare risk managers say the . . .

Scoping claims contentions: oh, where did those golden days of property claims go when risk managers, adjusters and insurers hel
Summary * Some property policyholders dream of a yesteryear when claims went smoothly, quickly and generously. * Claims experts discuss whether such a golden era existed and if claims are more . . .

A pain in the ...(BROKERAGE)
For the most part, my wife is a patient woman. I could give numerous examples of why this is so, but the simple fact that she's put up with my quirks and foibles for so many years is proof enough. . . .

Games of risk ... and insurance.(ROGER ON RISK)
My favorite board game is Risk. I have played it since I was a child, when the pieces representing the armies were made of wood: hearts of oak had our men. Today, they are puny pieces of plastic. . . .

RIMS: employers' call.(NEWS & NOTES)
Employers have an obligation to establish policies to protect employees and guests on their premises in order to limit the potential for workplace violence, according to the Risk and Insurance . . .

Directory: technology.(Directory)
Below are paid listings of specialty software packages for the insurance companies, risk managers and brokers. This guide is not intended to be a complete directory but is an overview of some of . . .

Comp world going global: rising percentage of immigrants in the workforce raises new issues for insureds and carriers, as langua
Summary * As a percentage of the U.S. workforce, immigrant workers increased by 17 percent over the past three years. * According to the Bureau of Labor Statistics, immigrants now make up 12 . . .

Managing, the mind and body: aggressive intervention gives employers a way to boost productivity among at-risk workers.(PERSPECT
When it comes to workplace productivity and employee well-being, employers who ignore the mind-body relationship do so at their own peril. Consider these findings: * Workers with stressful jobs . . .

Means to an end.(RISK MANAGEMENT)
We all know that the fastest and cheapest way to get a ear is to stem it. So, does that mean that anything is acceptable if it leads to a successful result? Should we applaud success no matter how . . .

A reality health check.(NEWS & NOTES)
A Woodland Hills, Calif., healthcare insurer will pay $25 million to settle allegations of unfair claims handling and policy cancellations. The California Department of Insurance announced . . .

Upcoming events.(Calendar)
OCTOBER 2-5 ASHRM Conference The American Society for Healthcare Risk Management will host its 2008 Annual Conference and Exhibition for risk management professionals at the Hynes Convention . . .

Mending the fences: respected, long-term volunteers may resist, but background checks for almost all volunteers at nonprofit org
Summary * A new study finds that 27 percent of nonprofits don't conduct any sort of background check when they take on a volunteer. * Organizations have numerous ways at their disposal to . . .

Inside the nature of inspiration: Gisele Posey was introduced to co-workers more than three years ago as the woman who was going
It can happen at any point, really, in any organized human educational endeavor. You could be sitting in an audience, perhaps it's a university lecture hall, perhaps it's the antiseptic and . . .

New for the sake of new.(RISK INNOVATION)
Innovation is often viewed similarly to the age old call for adding value at every turn. Both concepts seem dog eared and overused. Perhaps it's because those of us in the business of risk often . . .

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