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Southern Economic Journal

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The determinants of bank rates in local consumer lending markets: comparing market and institution-level results.
1. Introduction With the exception of a few very recent studies, the sizeable literature on the impact of market structure in banking markets (1) has ignored the potential competitive role played . . .

The correlation between shocks to output and the price level: evidence from a multivariate GARCH model.(Generalized Autoregressi
1. Introduction In what way has The price level in the United States been related to the level of output? At one time it was generally believed that the correlation between the price level and . . .

Reflections and confessions of an erstwhile economist. (Distinguished Guest Lecture).
My invitation to speak here today reminded me of Southern Economic Association (SEA) conventions I attended in the 1960s as a student at the University of Georgia. Professor James Waller took me to . . .

Network externalities and standardization: a classroom demonstration. (Targeting Teaching).
1. Introduction One challenge many instructors face is that of incorporating the latest economic concepts into lectures when the theory underlying these concepts is more complex than the standard . . .

Class size effects on student achievement in Norway: patterns and explanations.
1. Introduction Most recent studies of class size effects are occupied with the problem of simultaneity. Parents who care about the education of their children may seek schools with small . . .

Cost economies: a driving force for consolidation and concentration?
1. Introduction Many industries in the United States and other developed countries have experienced increased concentration and consolidation in the past few decades, stimulating concerns about . . .

The influence of demographics and household-specific price indices on consumption-based inequality and welfare: a comparison of
1. Introduction Recent international comparisons of economic well-being that have focused on individuals and households have two characteristics. First, perhaps because of the availability of . . .

How Economics Became a Mathematical Science. (Book Reviews).(How Economics Became a Mathematical Science)(Book Review)
By E. Roy Weintraub Durham, NC: Duke University Press. 2002. Pp. xiii, 313. $18.95 (paperback). It is a contemporary truism that if you hope to make a contribution to the field of economics, or . . .

An application of unit root tests with a structural break to risk-based capital and bank portfolio composition.
1. Introduction During the 1990s, considerable attention focused on the composition of commercial bank portfolios in general and the relationship between bank holdings of business loans and . . .

Home schooling: an alternative school choice.
1. Introduction Whether it is due to the global economy, the information age, or other factors, the external constraints on public schools are changing. Parental choice regarding school . . .

Modeling credit card borrowing: a comparison of type I and type II Tobit approaches.
1. Introduction More than 11,000 bank and nonbank holding companies issued credit cards in 1997. Among these firms, the top 50 issuers' market share is 90.4%, and the 10 largest credit card . . .

Unprotective tariffs, ineffective liberalization, and other mysteries: an investigation of the endogenous dimensions of trade po
1. Introduction Since its formation as a federation in 1901, Australia embraced a fairly comprehensive tariff schedule in relation to imported manufactures. (1) Tariff rates fluctuated . . .

Evolving Financial Markets and International Capital Flows: Britain, the Americas, and Australia, 1865-1914. (Book Reviews).(Evo
By Lance E. Davis and Robert E. Gallman. New York: Cambridge University Press, 2001. Pp. vii, 986. $100.00. The economic history team of Lance Davis and Robert Gallman produced some of the most . . .

Adjustment costs, uncertainty, and the level of activity.
1. Introduction There is a widespread belief that the relatively poorer performance of European economies--as compared to American or Asian ones--in terms of growth and employment during the last . . .

Boundaries of the tournament pricing effect in asset markets: evidence from experimental markets.
1. Introduction When traders in experimental asset markets are compensated according to a tournament contract (a "salary-plus-bonus" scheme in which a trader's bonus is proportional to the amount . . .

Factor use and productivity change in the alcoholic beverage industries.
1. Introduction Demands for wine, beer, and spirits are, in view of their substitutable nature, often studied in conjunction with one another (Heien and Pompelli 1989; Nelson 1999). Yet the . . .

Identification problems in the social sciences and everyday life. (Association Lecture).
1. Introduction The Reflection Problem Here is an identification problem from everyday life: Suppose that you observe the almost simultaneous movements of a person and of his image in a mirror. . . .

Birth Quake: The Baby Boom and Its Aftershocks. (Book Reviews).(Birth Quake: The Baby Boom and Its Aftershocks)(Book Review)
By Diane J. Macunovich. Chicago: University of Chicago Press, 2002. Pp. xiii, 314. $37.50. Diane Macunovich has written a book in which she takes the Easterlin "relative income hypothesis" and . . .

A latent structure approach to measuring reputation.
1. Introduction Reputation plays an important role in assuring product quality in markets where consumers can only imperfectly judge the product quality until after consumption. If reputation . . .

Food stamp caseloads over the business cycle.(Illustration)
1. Introduction The onset of the current economic downturn following the longest expansion in U.S. history has renewed interest in the role of automatic stabilizers designed to insure households . . .

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