What are the top three major concerns small business entrepreneurs have as it relates to growing their business in 2009?

As a growth strategy coach in Cincinnati, Ohio, I conduct educational seminars. Let's face it. Small business entrepreneurs are the backbone of our country and their success is what it will take to move us forward again and strengthen our economy during these uncertain times.
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1) Cash flow.
2) Uncertainty about customers.
3) Uncertainty about what outside and political influences in Washington D.C. and Detroit are going to do to make a larger mess for us than they already have.