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Reality Check

Sweating the small stuff, invoicing tips, cheap Web sites.

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This story appears in the March 1998 issue of Business Start-Ups magazine.

So you're ready to walk away from your job and into your own business? You may be prepared to give up big perks like pension plans, but little things add up, too.

"It didn't occur to me how many incidentals I took for granted as an employee," recalls Sherri Fishman, who left a public relations agency in July 1991 to launch Fishman Public Relations in Deerfield, Illinois. "I knew I'd have to pay rent, and insurance and tax bills were givens. But I [didn't realize that when you] give up your job, you're also giving up use of the company's copy machine, fax and countless other indulgences."

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