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Online banking is quick. It's easy. So what are you waiting for?

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This story appears in the May 1998 issue of Entrepreneur. Subscribe »

On the one hand, the numbers are impressive. Survey results published in the September 1997 issue of the newsletter Online Banking Report indicate that 87 percent of use PCs, 71 percent manage their finances with a PC, and 60 percent have access to a modem.

But it's a different story when it comes to online banking. With only 8 percent of small businesses and 3 percent to 4 percent of the general population using such services, banking industry officials are trying to figure out in which direction to go.

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