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Adding Long-Term Care Insurance

Consider offering employees long-term care insurance.

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This story appears in the August 2006 issue of Entrepreneur. Subscribe »

Because Americans are living longer, many will need some form of long-term care. Unfortunately, the cost of that care can be devastating. The solution is long-term care insurance, which typically pays for nonmedical care that health insurance policies or Medicare generally don't cover.

"Anyone over the age of 50 should plan for long-term care," says Jesse R. Slome, executive director of the American Association for Long-Term Care Insurance.

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