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Rest Insured

Disability insurance keeps you covered when illness or injury strikes.

This story appears in the October 1998 issue of Business Start-Ups magazine.

If you were injured or suddenly became seriously ill tomorrow, could you afford to keep your business running for six, eight or 12 months until you were able to return to work? That means paying your rent, utilities and other ongoing expenses and hiring someone to work temporarily in your place. And could you meet your personal obligations: home mortgage, car payments, grocery bills and other family needs?

If you have plenty of money in the bank or a rich relative, possibly, you could. Most small-business owners, however, don't have the financial resources to keep their businesses afloat during a long-term illness or disability. Nor have they properly insured themselves against the possibility they might not be able to go to work tomorrow.

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