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Uncle Sam Steps In

State and federal governments save the day with insurance assistance for entrepreneurs.

This story appears in the July 1999 issue of Entrepreneur. Subscribe »

You're having a dispute with your insurance company regarding a claim.The insurance company refuses to pay you a dime, you think you're entitled, and you've reached an impasse. Whom do you call for help--a lawyer or your state insurance commissioner?

Asking your state insurance commission for help is free to you and any other resident across the United States, and the commission has the power to mediate on your behalf. That's usually enough pressure to get your agent to cooperate. It can also fine your insurance company for wrongdoing or, as a last resort, take away its license to sell insurance in your state.

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