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Are you ready for disaster? If not, here's the money to help you prepare.

This story appears in the November 1999 issue of Entrepreneur. Subscribe »

The SBA has launched a five-year pilot program to help small businesses in 118 disaster-prone communities prepare for hurricanes, tornadoes, floods and earthquakes.

Under the SBA's Pre-Disaster Mitigation Loan Program, eligible entrepreneurs can apply for low-interest loans to finance disaster-prevention improvements such as installing fireproof roofing or upgrading buildings to structures that can better withstand the tremors caused by earthquakes or high winds.

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