A Loan Again
With mortgage rates hitting new lows, now could be the perfect time to refinance.
Home is where the heart is, and having your own home has long been a basic part of the American dream. With mortgage rates nearing historic lows, now may be the time to refinance your abode . . . or move up to the home of your dreams. But changing streets doesn't have to mean changing your lifestyle. Right now many lenders provide packages that make borrowing easy and refinancing less of a hassle.
Home, Sweet Home
Let's face it: Some people are financing junkies. They move from lender to lender, rate to rate, in search of mortgage nirvana-the lowest possible rate on the perfect loan. All well and good if that's how you like to spend an afternoon (or two or three), but even if refinancing isn't your idea of an Olympic sport, if your objective is to lower your mortgage payments or pay off your loan faster, refinancing can help you reach these goals.
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