Preparing For Natural Disasters
Tornadoes, floods and earthquakes, oh my! Prepare for natural disasters before they strike.
Natural disasters--whether tornado, flood, earthquake or fire--can be devastating both personally and professionally. Although you can't control disasters, you can take steps to prepare for the unexpected.
- Make a video record of your belongings. Buy, rent or borrow a video camera, and videotape everything in your home office. (While you're at it, film the rest of your home as well.) While taping, describe in detail everything you see. As they say, "A picture is worth a thousand words." In this case, your video record could mean several thousand dollars extra in insurance claims. Store the video in a safe place where it will be accessible if you need it: in your safe deposit box, at your spouse's off-site office or out of town with friends or relatives.
- Another option is to keep a written record of your belongings with accompanying photographs. Then store the record in your safe deposit box.
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