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Coverage For All

Can I get insured even though I have a pre-existing health condition?

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This story appears in the September 2000 issue of Entrepreneur. Subscribe »

Question: I'm searching for the names of specific insurance agencies/professsional organizations that provide health insurance to self-employed in-dividuals with pre-existing health conditions. If you know of such sources, would you be willing to share? My research on this question last year revealed no available plans, affordable or not!

Name Withheld

Answer: The first place you should check out is your local chamber of commerce. Some chambers have done a good job of securing group health plans for their members. In California, by force of law, small businesses with two insureds can get insurance. Check to see whether your state has a similar requirement.

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