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Keeping the brakes on car insurance costs

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This story appears in the September 2000 issue of Entrepreneur. Subscribe »

As inevitable as the sunset but a lot less welcome, auto insurance bills keep coming in. As you review your coverage for the coming year, you're probably considering buying cheaper insurance. But this can come back to bite you if the insurance company isn't reputable, offers poor service, or refuses to honor your claims, says Jeanne Salvatore of the Insurance Information Institute. Although auto insurance is an expense that has no ROI unless you're in an accident, taking a chance with insurance could cost you if you have to make a claim.

And while you're at it, do you need that commercial van, or would a smaller vehicle do? The bigger the vehicle, the higher the annual insurance bill.

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