Are You Underinsured?

Questions to assess your risk.
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  • What would it cost to replace your equipment and supplies and to recover your records in the event of a disaster?
  • Do you work with clients' materials on-site that you'd have to replace if something happened to them?
  • If you maintain an inventory, what is its dollar value?
  • If you weren't able to operate your business for any length of time, what would it cost in lost revenue?
  • Do clients visit your office?
  • Do you take equipment to other locations, such as clients' offices, exhibits or on the road?
  • Does your work leave you vulnerable to professional liability claims?
  • Do your customers require you to carry certain levels of insurance?

Excerpted from Get Smart: 365 Tips To Boost Your Entrepreneurial IQ

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