Choose Your Health Insurance Carefully

Beware the practice of "cherry-picking."
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Health insurance carriers often woo companies with young, healthy employees away from their existing policies by promising substantially lower rates. All too often, however, those rates rise dramatically after the first year. Sticking with one carrier rather than renegotiating your health insurance coverage every year saves time and effort. In the end, that's money, too.

Excerpted from Start Your Own Business: The Only Start-Up Guide You'll Ever Need

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