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Helping the injured get back to work

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This story appears in the December 2002 issue of Entrepreneur. Subscribe »

In an ideal world, on-the-job injuries wouldn't happen. But because we don't live in an ideal world, we have workers' compensation insurance. A critical component of workers' comp is a return to work (RTW) program.

"The goal is to return the injured employee to work as quickly as possible," says Sherri Holcombe, a claims analyst for Liberty Mutual. When that happens, everybody wins. The employee is productive and benefits from peer support. The company's financial and productivity losses are reduced. And finally, controlling the cost to insurers helps control the cost of premiums.

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