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Imperfect Fit

What to do when your nonstandard business meets your standard insurance

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This story appears in the February 2003 issue of Entrepreneur. Subscribe »

"But my situation is different." If you've ever looked at a standard insurance policy and said those words, you may need Difference in Conditions (DIC) coverage.

"DIC is a specialty coverage designed for risks not covered by standard policies," says Bernie Neff, an insurance consultant in Cottage Grove, Minnesota

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