Letters from our readers
Good Comp, Bad Comp
Your article on the workers' compensation crisis ("Staying Alive," January) made a lot of dangerous generalizations. First, you seemed to be giving legal advice about workers' comp, when the rules in every state are different. For example, you stated that some small-business owners don't need insurance. Here in Illinois, that is not the case in almost every instance. Second, while rates have gone up, that is not because of increasing injuries but rather because the poor stock market has caused insurance companies to lose millions.
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