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When the Wind Blows

Shield your business from stormy weather.

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This story appears in the May 2005 issue of Entrepreneur. Subscribe »

Last year, four major hurricanes struck Florida, then unleashed their fury on states up the Eastern Seaboard and as far west as Texas. This year's hurricane season, beginning June 1, is again expected to be "above average." Even if you're not in Hurricane Alley, weather can still damage your business. The best way to deal with such hazards is a combination of property and business-interruption insurance, and other risk-management strategies.

"Unfortunately, many events, whether precipitated by a storm or other catastrophe, are not covered within the basic structure of most policies, particularly commercial property policies," says Anita Setnor Byer, president of Setnor Byer Insurance & Risk in Plantation, Florida. "And the insurance, if available, is often cost prohibitive."

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