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The DNA Dilemma

Should genetic discrimination be part of your EPL coverage?

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This story appears in the January 2006 issue of Entrepreneur. Subscribe »

Using pre-employment genetic testing to make hiring decisions could lead to litigation your employment practices liability--or EPL--insurance might not cover.

Though genetic testing in the workplace is still rare, the issue has prompted proposed federal legislation to add genetics to the list of protected characteristics such as age, race and gender. While the legislation is pending, business owners should pay attention, says Paul Sullivan, vice president of The Hartford's Financial Products organization in Hartford, Connecticut. "I think you may see [the potential for genetic testing and discrimination] in a profession or industry that relies heavily on physical capabilities," Sullivan says.

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