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A Tax Deferred Annuity 101 Guide For Non Biased Consumers

When it comes to retirement, we all have our own goals and visions. For my grandparents, they preferred to stay in the home that they paid off for several reasons....

You Need an Annuity—No Matter How Old You Happen to Be

Buying annuities is one way to guarantee that one will have enough money when they retire. And, when you think about it, there aren’t that many products that can make...

Top 10 Components of a Financial Plan

No matter what your goals are in life, if you want to succeed in achieving them, then proper planning is a must. After all, like Benjamin Franklin, once said, “If...

10 Tips For Choosing a Life Insurance Beneficiary

Choosing your beneficiaries, who are the people or entities who receive the benefits when you die, is arqueably the most important part of owning life insurance. However, picking this recipient...

6 Types of Budgets and How to Choose

In hindsight, it makes sense that at the height of the COVID-19 pandemic Americans hoarded more money than ever. In fact, the U.S. Bureau of Economic Analysis (BEA) reported that...

The Smart Way to Lend Money to Family and Friends

Financial experts will tell you to steer clear of borrowing money from your family and friends. And, for good reason. Even the healthiest and strongest of relationships can buckle under...

What’s Ethereum and Is It Worth the Investment?

Ethereum has been on a tear this year. It’s outperformed bitcoin this year and has hit an all-time high. Ethereum has even won over people like Mark Cuban. “I have...

What is the 4 Percent Rule and Why You Should Avoid It

Even if you aren’t basking in your golden years just yet, just the thought of retirement can cause you to wake up in a cold sweat. Approximately two-thirds of Americans...

6 Personal Finance Rules You Can Break During a Crisis

In life, there are specific rules you should never break under any circumstance. For example, bringing uninvited guests to a wedding or not picking up your dog’s waste in the...

How Will We Stop Security Breaches?

Despite being around since the 1980s, security, or data, breaches have become increasingly more common at an alarming rate. “We are seeing a shift with the increase in data breaches...

Offensive and Defensive Planning to Keep Your Head in Your Money Game

Whatever sport you prefer, you’re definitely aware that your team needs to play both sides of the ball. Even if you prefer the offense over the defense or vice versa,...

Annuities: 15 Things You Must Know to Save You Time and Money

The prospect of having some sort of guaranteed retirement income is particularly attractive in today’s uncertain financial climate. The threat of stock market volatility or outliving your savings is less...

How Can I Keep My Business Financials Straight?

As a business owner, you have no shortage of financial challenges to tackle. But, unfortunately, these financial hurdles are one of the most frequent reasons why small businesses don’t succeed....

10 Beneficiary Designation Mistakes to Avoid

What is a beneficiary? Perhaps the clearest definition comes from the Insurance Information Institute which states, “A beneficiary is a person or entity you name in a life insurance policy...

The Best Way to Succeed in Life is to Be Financially Sound

How would you define success? Obviously, that answer is different from person to person. For example, some would say that this would be starting your own business, having a family,...