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A Loan Time

With small-business lending up across the board, now's a great time to get the capital you need.

By C.J. Prince

Opinions expressed by Entrepreneur contributors are their own.

If you went looking for a bank loan a year ago and were giventhe courteous-but-cold shoulder, try giving it another go thisfall. You might get a very different reception.

Just a quick glance at the numbers shows lending to smallbusinesses is way up compared with a year ago. Larger companies,still hunkered down, are skittish, preferring to finance expansionswith internal cash flows rather than take on more debt. So banksare again turning their attention to small businesses, offeringthem friendlier smiles, new products and more money for theasking.

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