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A Loan Time

With small-business lending up across the board, now's a great time to get the capital you need.

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This story appears in the November 2004 issue of Entrepreneur. Subscribe »

If you went looking for a bank loan a year ago and were giventhe courteous-but-cold shoulder, try giving it another go thisfall. You might get a very different reception.

Just a quick glance at the numbers shows lending to smallbusinesses is way up compared with a year ago. Larger companies,still hunkered down, are skittish, preferring to expansionswith internal cash flows rather than take on more . So banksare again turning their attention to , offeringthem friendlier smiles, new products and more for theasking.

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