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Are You Ready? Preparing tomorrow's insurance claim today will save you time, energy-and headaches.

By Jacquelyn Lynn

Opinions expressed by Entrepreneur contributors are their own.

If you're like a lot of entrepreneurs, you probablydon't think much about filing an insurance claim-except to hopethat you never have to. But what if something happens, and you findyourself bombarded by forms and requests for information? Takingthe time to prepare in advance for such a situation will not onlymake the process easier on you, but also settle your claimfaster.

"It takes a whole lot longer to resolve a claim when thebusiness owner isn't able to produce the documents needed in asomewhat timely manner," says Melody Mosley, an attorney andpartner with Berger, Kahn, Shafton, Moss, Figler, Simon &Gladstone in Irvine, California.

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