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Don't Go Long

For fixed-income investors, low interest rates make short-term CDs the best choice.

By Scott Bernard Nelson

Opinions expressed by Entrepreneur contributors are their own.

Puny interest rates might be great for borrowers, butthey're not good for fixed-income investors. Years of skimpyrates have made life hard for those who rely on interest-bearinginvestments to fund their retirements or their kids'educations.

Investors with long-term CDs coming due may be in the trickiestsituation of all. A five-year CD locked in during the summer of1999, for example, has been paying considerably more in interestthan a comparable investment bought today will yield. So what'san investor to do with the money once that CD rolls over?

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