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Get with the health-care savings programs!
Opinions expressed by Entrepreneur contributors are their own.
If you're not providing health coverage for your employeesbecause of the high cost, consider a health-care savings program asan affordable alternative to traditional insurance. These programsuse the same types of provider networks that insurance companiesdo, negotiating prices and passing on the savings to their clients.Some also maintain escrow accounts to pay participants' medicalbills.
"When people have to pay for their own medical care, thisis a way to get it at a much better rate," says JudithHenkels, president and CEO of Care Entrée, a Grand Prairie, Texas,company that offers noninsurance solutions to health-carecosts.
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