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When your general liability policy comes up for renewal nextyear, take a close look at what it doesn't cover anymore. Somesignificant changes have been made to the standard generalliability policy most insurance companies write, says David W.Henry, an attorney with Allen, Dyer, Doppelt, Milbrath &Gilchrist PA in Orlando, Florida. Essentially, those changesexclude some previously covered risks in the areas of libel,slander, copyright and trademark infringement, personal andadvertising injury and Internet-related activities.
If your company is at risk, consider alternatives or supplementsto the traditional general liability policy. "Too many smallbusinesses never take the time to look at the exclusions,"Henry says.
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