Safety Dance
Get policies in place now, and avoid liability later.
Setting policies to address potentially risky situations can be your best insurance when it comes to defending yourself against a claim. If you demonstrate you've done due diligence in terms of protecting people and otherwise diffusing potentially risky situations, you're in a much more defensible position in the eyes of a judge or jury, says Al Nagelberg, president of Albert Risk Management Consultants, an independent risk management consulting firm in Needham, Massachusetts.
Let's say someone slips and falls on your property on a snowy day and sues you for not removing the snow. If you had a snow-removal policy, you could clearly show you were aware of the potential risk and took steps to minimize it-reducing the likelihood you would be held liable for damages.
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