Protect Yourself From Scams Scams come in many forms, and those targeting small-business owners seem to be multiplying.

Whether you're approached over the phone or by mail, youshould scrutinize all solicitations before making any agreements orpurchasing any merchandise. You should also:

  • Check all invoices. Make sure the item for whichyou're being billed was authorized by you or an employee. Readthe fine print to ensure the bill is what it seems to be.
  • Avoid saying too much over the phone to unknown callers.Ask where the caller got your name and specifically whatthey're trying to sell you.
  • Always, always, always get references. The more names onthe list, the better.
  • Avoid being pressured into signing a contract. Scammersdepend on catching you off guard, so don't get browbeaten intomaking a snap decision.

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