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Use Trade Credit Sparingly Don't abuse credit from your suppliers.

You may be able to obtain a large amount of credit fromsuppliers to offset some of your start-up costs, but don'tmismanage or abuse this valuable asset. Never let accounts payablelapse beyond the prescribed terms. The effect on both yourrelationship with suppliers and your credit rating will benegative.

Excerpted from Starting a Home-based Business

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