money tips
Unraveling the impending Social Security crisis
The United States Social Security system, a critical pillar of the nation’s social safety net, is facing an impending crisis. According to the government’s own Social Security website, starting in...
Assessing cash and bonds in investing
The investment landscape is a dynamic and ever-evolving space, with different asset classes rising and falling in prominence based on a myriad of factors. One of the most enduring beliefs...
Exploring the American birthright experience
Being born in the U.S.A. is not just a matter of geographical location; it’s a birthright with unique privileges and responsibilities. It’s a statement of identity, a testament to the...
Understanding Nvidia’s influence on stock market
The stock market is dynamic and ever-changing, with various companies playing pivotal roles in its fluctuations. One such company that has been making waves recently is NVIDIA, a multinational technology...
Mastering time management and consistency
Time is a precious commodity that we all have in equal measure. Regardless of our status, wealth, or location, we all have 24 hours in a day. How we spend...
16 Strategies to Simplify Your Financial Planning and Save Money on Advisory Fees
Financial advisors offer invaluable guidance. Their fees can, however, eat into your hard-earned savings. Typically, financial advisors charge between 0.25% and 1% of assets managed. However, fees vary according to...
Debunking market timing: a comprehensive guide
The world of investment is a complex labyrinth filled with myriad opportunities and pitfalls. One of the most common misconceptions is the belief in the ability to time the market...
Strategies to Live Cheaply and Thrive
Fewer than half of all Americans are “very satisfied” with how life is going in their personal lives, for just the third time in two decades, according to Gallup. Here’s...
Exploring bonds as lucrative investments
The investment landscape is a dynamic and ever-changing field, with various asset classes vying for the title of the most lucrative investment. For a long time, the adage “cash is...
Navigating life’s peaks and valleys
Life is a journey, a rollercoaster ride filled with a myriad of experiences, emotions, and events. It takes us through high peaks of joy and deep valleys of despair. This...
Deciphering 401k and Indexed Universal Life Insurance
The financial world is a vast landscape teeming with a multitude of investment options. Each one comes with unique advantages and disadvantages, making navigating challenging. Two such options often emerge...
GameStop’s resurgence: A social media saga
GameStop, the renowned American video game, consumer electronics, and gaming merchandise retailer, is once again stealing the limelight, causing quite a stir in the financial world. The company, often likened...
Decoding inflation’s impact on stock market
Inflation, defined as the general increase in prices and the subsequent fall in the purchasing value of money, is currently the primary driver of the stock market. This article aims...
Understanding the impending social security crisis
The alarm bells are ringing, and it’s time for American workers to pay attention. As a certified financial planner, I’m here to share a critical warning that comes directly from...
Exploring self-affirmation for personal growth
One topic that often surfaces in the world of personal development is the power of self-affirmation. This concept centered around the idea that positive self-talk can significantly influence our mindset,...