Access to Capital

News and Articles About Access to Capital

4 Tips for Negotiating a Personal Guarantee

4 Tips for Negotiating a Personal Guarantee

It is highly likely that you'll be asked to sign a personal guarantee to get a bank loan. Before you do, make sure you are getting the best terms possible.
What Venture Capitalists Are Investing in Right Now

What Venture Capitalists Are Investing in Right Now

A look at what's hot and what's not, when it comes to the industries attracting the most funding.
Government Report Shows Downward Trend in Small Business Lending

Government Report Shows Downward Trend in Small Business Lending

Small business loans contracted last year, while large businesses secured more dollars, according to the Small Business Administration Office of Advocacy.
3 Questions You Must Ask Before Securing a Small Business Credit Card

3 Questions You Must Ask Before Securing a Small Business Credit Card

While it's tempting to sign up for another card to survive a cash flow crunch, consider these important tips first.
SEC to Miss JOBS Act Deadline

SEC to Miss JOBS Act Deadline

Securities and Exchange Commission Chairman Mary Schapiro says it's more complicated than it seems to write the rules.
9 Things Startups Must Know Before Approaching Lenders

9 Things Startups Must Know Before Approaching Lenders

These steps will put you ahead of the game before you start, and increase your chances of securing funds for your small business.
3 Online Tools To Find Funding

3 Online Tools To Find Funding

A look at ways to find the best funding sources and tailor the options for your small business.
Small Businesses Suffer in States Hardest Hit By Housing Meltdown

Small Businesses Suffer in States Hardest Hit By Housing Meltdown

Southeastern states have a particularly high percentage of small businesses being hamstrung by tight credit conditions.
Looking for a Loan? Don't Wait for a Big Bank

Looking for a Loan? Don't Wait for a Big Bank

Approval rates at the biggest U.S. banks shriveled up a bit in March compared to the previous month, according to a survey.
The JOBS Act: What You Need To Know

The JOBS Act: What You Need To Know

President Obama signed the JOBS Act into law today. Here is a rundown of what's in it, when those provisions go into effect and how they could impact your business.
JOBS Act Hits Delays in Senate

JOBS Act Hits Delays in Senate

A bipartisan bundle of legislation aimed at increasing entrepreneurs' ability to access capital sailed through the House, but has been slowed down in the Senate.
Six Small Business Proposals from Washington You Need to Watch

Six Small Business Proposals from Washington You Need to Watch

The package of bills aims to increase access to funding for entrepreneurs.
Startup America Gets a Do-Over

Startup America Gets a Do-Over

The President issued a new call on Congress to pass an ambitious legislative agenda to help small businesses, but some wonder whether it's just hot air.
Women Entrepreneurs Put the Government in the Hot Seat

Women Entrepreneurs Put the Government in the Hot Seat

Being a woman and an entrepreneur has its benefits, but there are also a number of challenges. Here, the SBA answers your burning questions about how to best overcome them.
What the Jobs Act Would Hold For Small Businesses

What the Jobs Act Would Hold For Small Businesses

Between cutting payroll taxes and speeding up payments to federal contractors, the President's latest plan to boost jobs, if passed, would also give a lift to small businesses.
Are We on the Verge of a Small-Business Hiring Boom?

Are We on the Verge of a Small-Business Hiring Boom?

A new study shows 40 percent of small business owners plan to make a hire in the next six months. Could this be the start of a turnaround in unemployment?
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