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You Didn't Tell Me!

If your agent leaves out the good parts, get your day in court.

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This story appears in the March 2003 issue of Entrepreneur. Subscribe »

You thought you had coverage, but you didn't. Or maybe your agent didn't tell you about a particular type of coverage or advised you incorrectly, and you suffer a loss. Do you have recourse against your insurance agent? Possibly.

Increasingly, insurance agents are facing errors and omissions claims for failing to advise clients properly. "When someone is told there is no coverage, they need to investigate further and find out why," says Brian Gilchrist, an attorney with Allen, Dyer, Doppelt, Milbrath & Gilchrist, P.A. in Orlando who works a lot with insurance law.

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