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Bouncing Back Eric Morgan, president of Morgan + Co., never thought his New Orleans-based media company would be unable to operate due to a catastrophe.

By Jacquelyn Lynn

Opinions expressed by Entrepreneur contributors are their own.

Then Hurricane Katrina hit. Morgan's office was inaccessible for five weeks. Although insurance did not cover all his losses, it helped fund renting and equipping a temporary office as well as making payroll when revenue dried up as the city flooded, says Morgan, who expects sales of $11.5 million this year.

Money can make a difference in how quickly--and even if--a company rebounds from a disaster. Armand J. DiNapoli, a broker for Lockton Companies LLC, an insurance and risk-management firm, suggests reviewing your coverage to be sure you'll have sufficient funds if a catastrophe strikes.

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