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Financing Incentives in Low-Income Communities

Businesses in low-income communities are receiving cheaper, more flexible financing, thanks to a special tax credit program.

This story appears in the June 2006 issue of Entrepreneur. Subscribe »

Six years after starting out as a one-woman firm in 1997, Deborah Marlor's sales and marketing company was bursting at the seams. Her work force had grown from 12 employees to 32, occupying two separate but equally overcrowded business locations. It was, says Marlor, a business owner's nightmare.

"[It was difficult] managing two sets of employees, trying to ensure that messages were communicated across the company," recalls Marlor, 50, owner of DJM Sales & Marketing Inc. in Garden City, Idaho, a suburb of Boise. "We had a very difficult time managing our growth. We had people working at folding tables. We had used all our space. We had three [employees working] in our conference room and two people in my office."

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