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Passing the Buck

If you're asking employees to manage their own benefits, you could be asking for trouble.

This story appears in the May 2005 issue of Entrepreneur. Subscribe »

By now, you've heard the phrase consumer driven being used to describe health care, Social Security and other plans. But it might be better to use the phrase employee driven.

From health plans to retirement plans, employers are passing more and more paperwork on to their employees in areas that used to be the exclusive domain of HR and outside professionals. It raises the question: Are employers asking employees to manage too much of the work experience? And what are the risks?

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