New Money With traditional bank loans hard to come by, try these quick fixes to get your business the capital it needs.

"Take a walk around the block and ask, 'What could go wrong?'"

It ain't easy getting money these days, thanks to the credit crunch spawned by the subprime lending mess. In an effort to shore up cash themselves, banks and other lending institutions have tightened their credit standards and imposed more stringent loan terms, making it tougher than ever to get approved for a loan or line of credit. But there are other ways you can get working capital to fund a temporary lull in cash flow. Business owners should use caution, however, as easier money almost always comes with higher risk. But when done right, the following strategies could help you stay afloat until the next check comes in.