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3 Financial Building Blocks

These financial planning basics will keep you on track for the future.

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This story appears in the December 2008 issue of Entrepreneur. Subscribe »

The end of the year is a good time to take stock of your financial life, if for no other reason than it's a noteworthy date and therefore easy to remember. Pull out your , check with your planner or accountant and run the numbers. How did the various parts of your portfolio do? Is it time to rebalance? Does your logic still hold? Is there a new wrinkle to consider?

With that in mind, I've distilled things to the three basics below. They're not particularly sexy, but keep them in mind, and your will be just fine.

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