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Many small-business owners are stressed about cash flow because they don't understand how banks assess whether they're a good bet.
The ratings agency says it does not 'explicitly incorporate' cyber attack risk in its analysis, but is paying more attention to it.
Take the time to build a credit profile for your company, so you don't jeopardize your personal credit.
Because startup founders can be slow to install safeguards against cyber attacks, criminals often target new companies.
What can you do to get ready for another downturn? Here are 10 ideas for how to position your business for success despite tough times.