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The 12 Best Personal Finance Books for the Savvy Reader

It’s no secret that many of us are independent learners when it comes to managing our money. After all, according to a 2020 survey by the Council for Economic Education,...

How Much Money Do You Need to Invest in Crypto?

It’s easy to write off cryptocurrency investing as a rich person’s hobby or an activity with a ridiculously high barrier to entry. However, the mechanics to invest in crypto are...

How to Manage Your Rental Income Wisely

Becoming a profitable real estate investor requires giving time and attention to your finances. Being a landlord requires you to manage rental income and spend money on repairs, maintenance, taxes,...

How Are Annuities Taxed?

Tax nuances are a complex part of any financial tool you rely on for retirement. Take a 401(k) plan as an example. These types of retirement plans are tax-deferred. This...

Retire Happy With This Much Money

“Money has never made man happy, nor will it, there is nothing in its nature to produce happiness,” Benjamin Franklin once said. “The more of it one has, the more...

Retirement Homes: What You Should Prioritize First

In the United States, retirement is becoming less and less of a certainty. In fact, the 2021 Natixis Global Retirement Index reports that 40% of investors say “it will take...

How Outsourcing Financial Busywork Can Save Your Business Money

No matter what kind of business you run, staying on top of your finances is critical to keep growing in the short term, and over the long haul. For example,...

3 Ways to Invest Without Risking Any Money at All With an Annuity

My sister is an avid cycler. It’s actually her favorite way to exercise. As an older sibling, however, I get nervous about her safety. Generally, speaking cycling is incredibly safe....

The Top 5 Annuity Questions You Should Know; How to Answer Them

In today’s environment of financial uncertainty, having some form of guaranteed retirement income is especially appealing. For starters, you don’t have to worry about the stock market fluctuation or outliving...

What Could Halt Cryptocurrency Momentum?

Millions of investors, speculators, and crypto hobbyists have bought and sold cryptocurrency in the past decade or so, hoping that crypto would be both a powerful investment and a currency...

How Divorcees Divide Retirement Accounts and Pensions

Most divorces require dividing retirement money or pensions and a family home. Let’s understand how we can break up the understanding of retirement accounts. Remember that all states treat divisions...

An Introduction to Annuity: How Automatic Enrollment Works

Let’s not beat around the bush. When it comes to retirement, Americans are undersaving. How bad is it? Well, according to PwC’s Retirement in America report, one in four Americans...

Are You Ignoring Inflation? You’re Not Alone.

Seniors are paying inflated rates for groceries, gas, and holiday gifts; many continue to live and spend as if this isn’t the case. According to the Labor Department, the consumer...

Post Pandemic Retirement Income Sources

Knowing your steady sources of income, from Social Security to a company-sponsored retirement savings plan like a 401(k), is wise. Post-Pandemic Retirement Income Sources Social Security will be a critical—and...

How Precarious Are My Personal Finances

While your finances may not cause night terrors, a lot of us are concerned about money. 77% of participants reported feeling anxious about their financial situation, according to a Mind...